Tell us about your home.
Two short steps: your postal code and heating, then how we should reach you.
Toronto and GTA heat pump rebates
How much can you get back for a heat pump?
Ontario rebateup to $7,500Open now
Federal rebateup to $10,000Applications open early 2027
See what each program may pay you. Then get one free quote.
- Trusted local installers
- Email only, if you prefer: no calls
- We never sell your information
How it works
Three steps.
Zero guesswork.
We arrange your installer.
Our team reviews your request and arranges a licensed, insured installer who serves your neighbourhood.
Install and get your rebate.
You get one clear quote. If you go ahead, you sign with the installer, who does the work and stands behind it. We help with the rebate steps.
Videos
Heat pump answers, explained simply.
Short guides from our YouTube channel on rebates, costs and choosing the right system.
Federal Heat Pump Rebate Rules Are Out: Who Gets $10,000 in Ontario
Canada published the National Heat Pump Rebate rules on November 1, 2026. What an Ontario homeowner needs to know: the rules for installs made now, which heating fuels qualify and the income limits.
Watch on YouTube ↗Questions about your own home?
Ducted vs Ductless Heat Pump: Which Fits Your Toronto Home?
How central ducted and ductless (mini split and multi split) heat pumps work, how installers check whether your ducts can carry the airflow, and options for homes with radiators.
Watch on YouTube ↗Questions about your own home?
Costs & savings
Every home costs differently. Here's why.
We won't show you a made-up sticker price. Installed cost depends on a handful of real factors — see which ones matter most, then get a written quote for your home.
What typically moves the price
System typeHigh
Home size & heat loadHigh
Number of zonesHigh
Ductwork conditionMedium
Electrical upgradesMedium
Equipment brandMedium
Rebates availableOffsets
Relative influence shown for illustration. Not a contractor quote.
Rebates
Get part of your installation cost back with rebates.
Answer a few questions and see your estimated rebate right away. We only contact you if you ask for a quote.
Free · 1 min · Just your estimate
Program information last reviewed: November 2026Federal rebate: installs from Nov 1 may qualify
Heat pump rebate guide: federal and Ontario ›Latest rebate news ›Ottawa’s National Heat Pump Rebate pays $2,000, or up to $10,000 for households at or below the median income, depending also on the equipment cost. Heat pumps installed from November 1, 2026 may qualify. Applications open online in early 2027, and you apply yourself. It is a separate program: the estimate shows it apart from the Ontario amount.
Up to $10,000 if your after-tax household income is at or below:
- 1 person$46,981
- 2 people$92,884
- 3 people$119,850
- 4 people$146,217
- 5 or more people$158,202
How much could your home get?
● Open now Home Renovation Savings
- Gas-heated homesEnbridge Gasup to $2,000$500 per ton
- Electric, oil, propane or wood–heated homesup to $7,500$1,250 per ton
- Geothermal systemsup to $12,000
The amount depends on the equipment size (tons) that suits your home.
Ontario: your installer applies for pre-approval before work starts. Federal: you apply yourself. We help with both.
You pay your installer in full. After installation, the government program mails you the rebate as a cheque.
Eligibility results are estimates; final eligibility is set by each program.
Installer trust
Installers we trust with your home.
- LicensedWe work only with installers whose trade licences we have checked.
- InsuredLiability coverage on file and kept current.
- Workmanship warrantyWarranty terms set out clearly in your quote.
- One team to callWe stay with you from your first question to the rebate cheque.
FAQ
Common questions
Will a heat pump keep my home warm in a Toronto winter?
Cold-climate heat pumps are built for it. The building code designs for −18 °C at Toronto City Hall and −20 °C in North York and Scarborough, so ask for a model with enough heating capacity at that temperature, sized for your home. See our winter performance guide.
Can I keep my gas furnace?
Yes. Ontario’s Home Renovation Savings program lets gas and propane homes keep their furnace, or put in a new one, as backup. The rebate covers the heat pump only.
Ducted or ductless: which do I need?
A home with ducts in good shape can usually use a ducted (central) heat pump. Homes without ducts, for example with radiators or baseboards, can use ductless units. Our ducted vs ductless guide explains the trade-offs.
Will I need an electrical upgrade?
Sometimes. A heat pump usually needs its own circuit, and electric backup heat adds to the load, so the size of your panel matters. Our electrical guide explains what to check.
Is the rebate guaranteed?
No. Each program decides who qualifies, and the amount depends on your home, the equipment and, for the federal rebate, your household income. The Ontario rebate also needs pre-approval before any work starts.
Is the quote free? Do I have to go ahead?
The quote is free, with no obligation to go ahead. Our team reviews your request and gets in touch the way you chose: a call, a text or email only.
Who will contact me, and what happens to my information?
Our own team contacts you. We arrange one trusted partner installer for your project and share your details only with them. We never sell your information. Our partner installers may pay Heat Pump Toronto; see our advertising disclosure.
Questions about your own home?
Built for real winters
Made for January.
Not just July.
Cold-climate heat pumps are designed to keep heating when temperatures drop well below freezing. The key is choosing a model rated for our winters — and sizing it for your home.
Rated for the cold.
We highlight models with published cold-climate performance, so you can compare real specifications.
Sized for your house.
Proper load calculation matters more than brand. Our installers size systems to your home, not a rule of thumb.
Backup, if you want it.
Hybrid dual-fuel setups pair a heat pump with your existing furnace for the coldest days.
How a Heat Pump Heats Your Home at −15 °C (Explained Simply)
How a heat pump pulls heat out of −15 °C air, what COP (efficiency) means, what happens in deep cold, and why you may see steam during a defrost.
Watch on YouTube ↗Questions about your own home?
Know your options
Furnace, AC or heat pump?
What each system does, side by side — and which ones qualify for rebates.
Central heat pump
Ducted heat pump
Heats and cools the whole home through your existing ducts.
✓ Heats✓ CoolsRebate eligible
Mini-split
Ductless heat pump
Wall-mounted units heat and cool room by room — no ducts needed.
✓ Heats✓ CoolsRebate eligible
Gas furnace
Furnace
Burns gas to heat air, then blows it through your ducts. Heating only.
✓ Heats✕ No coolingNo heat pump rebate
Central AC
Air conditioner
Cools and dehumidifies through your ducts. Cooling only.
✕ No heating✓ CoolsNo heat pump rebate
| Feature | Ducted heat pump | Ductless heat pump | Furnace | Air conditioner |
|---|---|---|---|---|
| Heating | ✓ Yes | ✓ Yes | ✓ Yes | ✕ No |
| Cooling | ✓ Yes | ✓ Yes | ✕ No | ✓ Yes |
| Ductwork | Uses existing ducts | Not needed | Uses existing ducts | Uses existing ducts |
| Energy | Electricity | Electricity | Natural gas, propane, oil or electric | Electricity |
| Typical lifespan | About 15 years (typical) | About 15 years (typical) | About 15–20 years (typical) | About 10–15 years (typical) |
| Home Renovation Savings | ✓ Up to $7,500 | ✓ Up to $7,500 | ✕ Not eligible | ✕ Not eligible |
Across the GTA
Local installers.
Local knowledge.
From Oshawa to Oakville, we arrange installers who work in your area and know its housing stock.
Local guides: Toronto · Mississauga · Oakville · Vaughan · Markham · Richmond Hill
Learn
Decide with confidence.
Start your project.
Free, with no obligation to go ahead.